Last Updated: December 28, 2009

At BLUE BEAR RISK MANAGEMENT, we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:

BLUE BEAR RISK MANAGEMENT is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information.

Information Collection
We may ask you to provide certain of your personal/business information to us when you become our client.  We may also ask you to provide your personal/business information to us when you send e-mail to us from this Web site. We will maintain a record of your information at the offices of BLUE BEAR RISK MANAGEMENT so we can provide you with client services. The employees of BLUE BEAR RISK MANAGEMENT are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the client's personal information.

When you use BLUE BEAR RISK MANAGEMENT’s services you may pay with a check. If you pay using a check, we will keep a copy of your check in our file.

When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.

A cookie is a piece of data that is stored on a visitor's hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At BLUE BEAR RISK MANAGEMENT, if a cookie is used, it is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the process of application for services.  This enables the visitor to input their information once and have the information appear later during the process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third Party Links
This Web site may contain links to third party Web sites that are not controlled by BLUE BEAR RISK MANAGEMENT. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that BLUE BEAR RISK MANAGEMENT is not responsible for the content of third party Web sites linked to BLUE BEAR RISK MANAGEMENT’S website, nor are we responsible for the privacy policy or practices of any third party Web sites linked to BLUE BEAR RISK MANAGEMENT’S website. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with BLUE BEAR RISK MANAGEMENT. If you should link to a third party Web site from BLUE BEAR RISK MANAGEMENT’S, we strongly encourage you to review and become familiar with that Web site's privacy policy.

Changes To Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes, therefore you should take the opportunity to review our Privacy Policy periodically. We will also include the date when our Privacy Policy was last updated.

If you have any questions about our privacy policy, please feel free to contact us at:

Contact: Phone: 212-269-0180